Whether you're traveling by car or air, the winter season can be one of the busiest and most dangerous times of the year. However, if you follow the Boy Scout motto "Be prepared", you should always be ready for anything. For successful winter travel, whether for business or pleasure, prepare in advance the following:

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Posted by Nickie - Editor at 8:58 AM | Permalink

The 2012 Tax Filing Season is here! Although your tax return isn't due until April 17th, you should start thinking about it now so you're not stressed out at the last minute. Did you notice the revised filing date of April 17th? According to the IRS, the reason for the date change this year is for two reasons: April 15 falls on a Sunday; and Emancipation Day (a holiday observed in the District of Columbia), falls on Monday, April 16. According to federal law, District of Columbia holidays impact tax deadlines in the same way that federal holidays do; therefore, all taxpayers will have two extra days to file this year. Although you may think it's early, the IRS will start accepting e-filed tax returns on Tuesday, January 17, 2012. Here a few key tips to keep in mind as you prepare to file your taxes:

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Posted by Nickie - Editor at 1:14 PM | Permalink

EverBank has launched a promotional offer -- an enticing alternative to current checking accounts. Now through November 30, 2011 EverBank is offering a $60 Cash Back Reward for customers who switch to EverBank's Yield Pledge Checking Account! EverBank's Yield Pledge is that the yield on your Yield Pledge Checking Account will remain in the top 5% of competitive accounts in the nation.

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Posted by Emma - Editor at 3:31 PM | Permalink

At a time when many people are looking at checking account alternatives, Ally Bank may be of interest to you. Ally Bank is an online bank built on the foundation of GMAC, one of America's largest financial services providers. Ally Bank takes a somewhat different approach to banking which they believe "took a wrong turn somewhere between fees and penalties". Ally Bank Checking has announced the full launch of their eCheck Deposit program which is a quick, safe and convenient way for customers to deposit checks to their Ally Bank accounts by scanning and transmitting a check image online.

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Posted by Nickie - Editor at 12:21 PM | Permalink

The 2012 Entertainment Book is now available and with incredible enhancements. New this year is the Mobile App. With the Mobile App you can now view maps, merchant info, driving directions, and more! The Mobile App even lets you show your phone to receive discounts from the Entertainment Book mobile coupon network.

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Posted by Nickie - Editor at 11:09 AM | Permalink

Managing your money can now be a little easier with a Western Union® MoneyWise™ Prepaid MasterCard®. Having the name, Western Union, is a great benefit in and of itself as Western Union (NYSE:WU) is a leader in global payment services and provides a variety of products & services including: money transfer services, bill payment services, prepaid credit cards, and money orders. With the new Western Union® MoneyWise™ Prepaid MasterCard® you can enjoy "freedom from fees" and say goodbye to embarrassing credit checks along with the hassles of NSF or overdraft fees. Enjoy the following benefits:

Continue reading "Prepaid Credit Card Highlight" »

Posted by Nickie - Editor at 10:30 AM | Permalink

Finding a trustworthy payday loan lender can be difficult, especially when you are in a hurry and you just need some fast cash so you can pay those bills before late fees start arriving, or overdraft/NSF charges start accumulating. Overdraft and NSF charges are often much more costly than fees incurred from payday loans. Take the time to check these 4 items before you choose your payday lender.

Continue reading "How to Find a Trustworthy Payday Loan Lender" »

Posted by Emma - Editor at 7:46 AM | Permalink

The Internal Revenue Service has disaster assistance and emergency relief available for those who have suffered as a result of Hurricane Irene. There are tax provisions that may help both individuals and businesses recover financially from the impact of disasters, such as Hurricane Irene, especially when the federal government declares their location to be a major disaster area.

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Posted by Nickie - Editor at 8:23 AM | Permalink

Ally Bank recently introduced Individual Retirement Accounts (IRAs) within their selection of banking products. Now you can invest your retirement savings and get stable, secure growth with an Ally Bank Traditional, Roth, or SEP Individual Retirement Account (IRA). Choose from the following Ally Bank products for you to invest your IRA: IRA Raise Your Rate CDs, IRA High Yield CDs, and IRA Online Savings Accounts. All product choices are FDIC insured up to the maximum allowed by law.

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Posted by Nickie - Editor at 11:01 AM | Permalink

CitiFinancial, the consumer lending arm of Citigroup, formally changed its name to OneMain Financial effective July 1, 2011. Citigroup, Inc. (NYSE:C), the world's leading financial services provider, has more than 1,800 locations across the United States, Canada, and Puerto Rico. Although the name OneMain Financial is new, the history behind it is not, as the company has been providing loan solutions since 1912.

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Posted by Nickie - Editor at 5:03 AM | Permalink

ING Direct has announced the official launch of their new savings program - Kids Savings Account. Have the "money talk" with your children early and let them know that saving money can not only be fun, it's easy too. The Kids Savings Account is FDIC insured and currently pays a 1.00% variable Annual Percentage Yield with No Fees, and No Minimums.

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Posted by Nickie - Editor at 10:48 AM | Permalink

This year tax day falls on Monday, April 18th. As you work on getting those dreaded taxes done, keep the following IRS tax tips in mind - otherwise you may have a delay in getting your tax refund.

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Posted by Nickie - Editor at 12:20 PM | Permalink

ING Direct is offering a $50 Cash Bonus when you open an ING Electric Orange^SM Checking Account. The ING Electric Orange^SM Checking Account earns a great interest rate on all balances. With an ING checking account there are No Fees and No Minimums to open an account. You will have free access to over 35,000 ATMs, a Free MasterCard Debit Card, and Free Online Bill Pay.

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Posted by Nickie - Editor at 8:49 AM | Permalink

Wedding Season is right around the corner. Here are a few legal "I Do's" you should be aware of and plan for whether it's your wedding, or the wedding of your family member or friend. If you (or they) keep these legal items in mind you (or they) will enjoy wedded bliss instead of legal woes:

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Posted by Emma - Editor at 7:36 AM | Permalink

The concept of Going Green will continue to help you save on your individual taxes through the year 2016. Tax credits created or expanded by the American Recovery and Reinvestment Act of 2009 includes the Residential Energy Efficient Property Credit. According to the Internal Revenue Service, "this tax credit will help individual taxpayers pay for qualified residential alternative energy equipment such as solar hot water heaters, solar electricity equipment and wind turbines installed on or in connection with their home located in the United States and geothermal heat pumps installed on or in connection with their main home located in the United States". The credit, which runs through 2016, is 30% of the cost of qualified property.

If you are looking for a personal loan to fund your energy-related project, visit theManagingMoney.com Loan Center.

Posted by Nickie - Editor at 8:02 AM | Permalink