Who Can Qualify
CitiFinancial®, offers personal loans to people
who have reached the age of majority in their province of residence
established credit and preferably are able to secure
their personal loan with personal property. Some established
credit, through gasoline/retail credit cards or auto loans, along with the ability to make monthly payments is required.
Even if you are not a homeowner, Unsecured signature loans are still available. Young people just beginning to establish
credit may be asked to have another responsible adult
co-sign for the loan. Personal Loans are available to Canadian residents in all provinces & territories. At the present time personal loans
are not available for business purposes. Fairstone's
specialty is extending credit for personal, family,
and household purposes.
The Loan Process
Complete the safe and secure Online Loan Application. You will instantly receive an on-screen confirmation that your application has been submitted along with a preliminary online decision indicating one of the following: a conditional approval; pending decision; or auto decline. If you receive a conditionally approved or pending decision confirmatation status, Fairstone will then verify your address, age, employment, and income. You will then receive an email confirmation which may conditionally approve you for a loan.
In less than 1 hour your loan application will be transferred to a local branch office that is closest to you.
A branch loan specialist will contact you to schedule the loan closing and discuss your loan options including: online payment, automatic payment, local branch payment, or mail in payment. The entire process can happen in as little as 24 hours. It's fast and easy!
With a Fairstone personal loan, you can't lose. If for any reason you change your mind after you receive your personal loan, you can return the amount you borrowed within 14 days, and there will be no fees, no charges, and no hassles - Guaranteed!
No Prepayment Penalty and No
You can pay off your personal loan anytime with no fees, no hassles, and no red tape. Once you apply
for a personal loan, you are under no obligation to
accept a loan offer that is presented to you.
Uses for Loan
There may be any number of reasons
you need a personal loan, from paying off debt to taking
that dream vacation. Some of the more popular uses are:
- Pay off Credit Card Debt
- Kitchen or Bathroom Remodeling
- Bill Repayment
- Buy a Car
- Wedding Expenses
- Repair your Car
- Buy Furniture or Appliances
- Take your Dream Vacation
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Since 1923 Fairstone has been providing lending solutions. Fairstone has over 200 branches staffed with knowledgeable Lending Specialists who will work with you to determine a loan amount, term and payment schedule that best meets your lifestyle and budget.
You an Existing Citifinancial Loan Holder?
If you are an existing
CitiFinancial® loan holder and have
questions about your loan or payments, you will need
to contact your local CitiFinancial® Branch Office.
Follow this link,
then click on "Site Map " on the bottom of the page, and then click "Branch Locator" on the following page.
Nesco Products, Inc., owner of ManagingMoney.com, is an Authorized Affiliate of Fairstone and is being compensated.
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