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Home > Loans & Credit Center > Fairstone Canada

Fairstone Canada, formerly CitiFinancial®, Personal Loans


Need some extra cash to take your dream vacation, remodel your home, or get control of your credit card bills?

Fairstone specializes in personal, home equity, and debt consolidation loans to help you with your particular financial needs and desires.

Personal Loan Highlights
Who Can Qualify
  • Secured or Unsecured Loans available to those who qualify
  • Loans up to $30,000 potentially available
  • No obligation
  • 14-day "backout" guarantee
  • No prepayment penalties
  • Flexible terms and Fixed Rates
  • Available in every Province & Territory
  • Has reached the age of majority in their province of residence
  • Has some established credit
  • Has ability to make monthly payments
  • Has been discharged from bankruptcy for at least 7 years (if applicable)
  • Currently resides in Canada Click here for U.S. Personal Loan Lenders

Fairstone: Find the Loan that Suits You. Personal loans to $20,000. Apply now.

Who Can Qualify

Fairstone, formerly CitiFinancial®, offers personal loans to people who have reached the age of majority in their province of residence who have established credit and preferably are able to secure their personal loan with personal property. Some established credit, through gasoline/retail credit cards or auto loans, along with the ability to make monthly payments is required. Even if you are not a homeowner, Unsecured signature loans are still available. Young people just beginning to establish credit may be asked to have another responsible adult co-sign for the loan. Personal Loans are available to Canadian residents in all provinces & territories. At the present time personal loans are not available for business purposes. Fairstone's specialty is extending credit for personal, family, and household purposes.

Apply Now

The Loan Process

Complete the safe and secure Online Loan Application. You will instantly receive an on-screen confirmation that your application has been submitted along with a preliminary online decision indicating one of the following: a conditional approval; pending decision; or auto decline. If you receive a conditionally approved or pending decision confirmatation status, Fairstone will then verify your address, age, employment, and income. You will then receive an email confirmation which may conditionally approve you for a loan. In less than 1 hour your loan application will be transferred to a local branch office that is closest to you. A branch loan specialist will contact you to schedule the loan closing and discuss your loan options including: online payment, automatic payment, local branch payment, or mail in payment. The entire process can happen in as little as 24 hours. It's fast and easy!


14-Day Guarantee

With a Fairstone personal loan, you can't lose. If for any reason you change your mind after you receive your personal loan, you can return the amount you borrowed within 14 days, and there will be no fees, no charges, and no hassles - Guaranteed!


No Prepayment Penalty and No Obligation

You can pay off your personal loan anytime with no fees, no hassles, and no red tape. Once you apply for a personal loan, you are under no obligation to accept a loan offer that is presented to you.


Possible Uses for Loan

There may be any number of reasons you need a personal loan, from paying off debt to taking that dream vacation. Some of the more popular uses are:

- Pay off Credit Card Debt
- Kitchen or Bathroom Remodeling
- Bill Repayment
- Buy a Car
- Wedding Expenses
- Repair your Car
- Buy Furniture or Appliances
- Take your Dream Vacation

Click Here for FREE Credit Repair Tips


About Fairstone

Since 1923 Fairstone has been providing lending solutions. Fairstone has over 200 branches staffed with knowledgeable Lending Specialists who will work with you to determine a loan amount, term and payment schedule that best meets your lifestyle and budget.

       Are You an Existing Citifinancial Loan Holder?

If you are an existing CitiFinancial® loan holder and have questions about your loan or payments, you will need to contact your local CitiFinancial® Branch Office. Follow this link, then click on "Site Map " on the bottom of the page, and then click "Branch Locator" on the following page.

Nesco Products, Inc., owner of, is an Authorized Affiliate of Fairstone and is being compensated.

Fairstone: Find the Loan that Suits You. Personal loans to $20,000. Apply now.


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